The Maine Municipal Employees Health Trust is committed to containing costs while maintaining quality benefit programs. We are a fully funded, self-insured trust offering a variety of benefit plans to participating employers and their employees.

The MMEHT offers participating employers a choice of health plans to meet the needs of their active employees.   Participating employers may offer up to three plans to their employees in accordance with plan guidelines.   Learn more about MMEHT’s Flexible Choice Option.

Please click on the links below for summaries of the Health Trust plans.



Please Note: The POS A plan was “frozen” effective January 1, 2016. No new groups may begin offering the POS A plan. The PPO 1000 Plan was discontinued December 31, 2020.


Surprise Billing Disclosure: The State of Maine provides protection to patients from abusive billing practices and unnecessary patient fees.  It requires providers to alert patients when they’ve been referred out-of-network.  If you believe you’ve been wrongly billed, you may contact the Health Trust at 1-800-852-8300. You may also click here to file a complaint with the Maine Bureau of Insurance or click here to visit the U.S. Department of Labor website for more information about your rights under federal law.

Transparency in Coverage File: This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily.