Insurance Benefits - Retirees . . .

The Health Trust is one of the few providers of health insurance benefits in the state of Maine that will continue to cover employees as part of the group, even after they have retired.

Employees who are participating in a Health Trust health insurance plan at the time of retirement will be eligible to continue coverage for as long as their former employer is a member of the Health Trust, and as long as premiums are paid.

Retirees who are under the age of 65, and who are not eligible for Medicare, will be provided with the same benefits as active employees of the employer. Retirees who are age 65 and over, and who are on Medicare, will have Medicare as their primary coverage. The Health Trust will then provide these Medicare retirees with a Group Companion Plan supplemental coverage (including a prescription drug card).

For information about a particular Health Trust program for retirees, please click on the appropriate link to the left.


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